The answer is, you don’t have to! Or do you….? The true answer is: it depends! But depends on what, you might ask? There are 4 questions that you should ask yourself to make a better decision. But before that, let us first explore what are the possible scenarios when...
Much of financial theory is based on the idea that investors seeks to maximise wealth. While this is generally true, there are unique situations when human psychology guides these same investors to use ineffective decision-making processes. If you hadn’t noticed, people can be unpredictable and irrational at...
These budgeting methods are not new. In fact, you might have seen it a couple of times from other articles and blogs. But which method should you adopt? How do you know if they are suitable for your lifestyle and spending habits? There is no right or...
But does that mean you should stop investing? There are always something seemingly important that investors and traders go crazy over and try to predict them. But very often, it turns out that these events weren't very impactful in the long run. Here are some...
There are plenty of stories of how people lost money through investing in Unit Trust from banks. My family, our clients and many other people that we met lost money from banks. Not only do they lose money, they also lose all the precious time waiting for...
Chinese New Year is celebrated for 2 weeks and preparations start as early as 1-2 weeks before the first day.People look forward to this festive period due to different reasons, from delicious snacks to fat Ang Baos.There are also quite a handful of CNY rules...
2020 was a terrible year in many ways. However, amongst the many downs, there were some ups as well – which brings the question, are we in for a similar experience in 2021? One thing’s for sure, it is still up to us to manage our...